• Molson Finance has increased their panel of funders over the last 7 years, in spite of the recession. This is down to the trusted position we occupy in the marketplace as we offer competitive terms, a high level of service, and above all, our customers valued – a rare commodity in current times.
• Molson Finance can tailor a finance package for a single piece of equipment or a diverse mix of assets.
• Molson Finance does this by listening to you, our customer, establishing and understanding your needs to match these with a suitable financing package.
• Molson Finance deals with the leading financial institutions to cover the broad spectrum of customers from a new-start business to well established market leaders, to provide you with competitive finance.

Molson Finance services include:

Offers you ownership of your equipment. Use the equity in your trade-in machines to reduce the amount financed, the payment amounts, and the total interest paid. In most cases, you may claim the benefits of ownership, including depreciation and interest expense deduction for tax purposes.

• Interest rates - fixed or variable
• Payments - monthly, quarterly, semi-annual, annual, or seasonal all designed to match your cashflow
• VAT deferal schemes

If you are seeking a flexible financial tool to manage "cash flow", and minimize initial VAT outlay while building equity in machine value, a finance lease may be the most suitable option. Payment profiles to suit your cashflow, monthly, quarterly, annual or seasonal.

On completion of the lease term you can decide on the following options:

• Extend the lease for a nominal cost
• Sell the equipment on behalf of the leasor and retain the majority of the proceeds
• Sell the equipment back to your supplier and use the proceeds toward a new piece of equipment
• Flexible terms available, including equal fixed payments, and seasonal pause schemes.
• Contract terms from 2 to 5 years with minimal up-front payment requirements.

If a low monthly payment or "off balance sheet financing" is your primary criteria, then you should consider an Operating Lease. Molson Finance retains ownership of the machine and at contract termination, you can simply return the machine to us.

Key benefits of the Operating Lease include:

• Up to 100% finance to qualified customers
• Lease terms of up to 5 years
• Off balance sheet financing in most cases and no equipment disposal obligations
• Monthly, quarterly, semi-annual or annual payments

Maintenance and Extended Warranty

If you want "total peace of mind" this can be included in the finance package.

Re-Finance of existing assets – if you are looking to release equity, management buy-out.

Sale & Leaseback:

• Release capital for core business needs and to support expansion
• Continuity and comfort from using your existing equipment
• The advantage of being able to put in an asset replacement program
• Takes away the problem of disposing of surplus equipment
• Ability to add extra equipment as your business expands

Invoice Discounting

Invoice Discounting enables you to confidentially raise finance from your unpaid invoices without 30, 60 or 90 days to be paid by your customer. Invoice Discounting delivers improved cashflow, offers the option to protect your business from bad debt via insurance – while you continue to take responsibility for credit control in-house.